Meet Sarah and Jim
Sarah and Jim have lived in their home for twenty-five years. Sarah and Jim manage their daily household finances with:
• a higher-earning dividend Savings and
• an interest earning Checking account.

Now their oldest child has just been accepted to a prominent university; however, the cost of tuition is much higher than Sarah and Jim had anticipated. To pay the tuition, they decide to take out:
• a Home Equity Line of Credit, and link to their checking account as an overdraft source.

Both Jim and Sarah find it convenient to:
• directly deposit their paychecks to the checking account.

Jim prefers to do most of his banking online, including:
• paying the bills and
• viewing his statements.

He also gets cash from the ATM that is situated at his place of employment every week to pay for lunch. (ATM does not belong to his financial provider.)

For everyday purchases, Sarah uses her
• CheckCard, and finds it convenient and easy to get cash back from her purchase transactions.

Before each purchase, Sarah plays it safe and checks the checking account balance by
• calling her bank from her cell phone.

This month, they wrote a check, which caused an overdraft transfer from their savings account.

HOW MUCH WOULD SARAH AND JIM PAY AT:  Bank of America? Wells Fargo? Washington Mutual? Tech CU?