TechCU Home

Skip to main content.

Submit Search Query

Skip primary navigation.

Skip secondary navigation.

Quicklinks
Technology Credit Union
(408) 451-9111
(800) 553-0880
Email Us

Tech CU is working hard to keep your account data safe—learn more
.

Preferred Level Scenario

Preferred Sample

Meet Molly:
Molly has received a promotion at her job. To celebrate, she buys a new car. Although Molly knows that her current checking account balance is only $1,500, she writes a down payment check to the dealership for $5,000, because her:

  • savings account acts as her primary overdraft source, and her
  • personal line of credit acts as her secondary overdraft source.
    (In this case, Molly has needed to use overdraft protection from
    both her savings and line of credit.)

Also, because her job is sending her to an important conference, Molly

  • gets $2,000 in Travelers Checks.

On the way home, Molly uses her CheckCard to:

  • buy groceries, and
  • get cash from an independently owned ATM.

At home, Molly sits at her computer to:

  • check her account balances and recent activity, and
  • pay bills.

HOW MUCH WOULD MOLLY PAY AT: Bank of America? Wells Fargo? Washington Mutual? Tech CU?