Jim Pon

I began my career in financial services in 1987, where I became an institutional salesman in New York City.  For over a decade, I worked with some of the largest mutual funds, insurance companies, and pension plans in the United States, discussing investments in equities and bonds.  I’ve also spent five years helping individual investors build and help protect their wealth, drawing from the knowledge and experience I gained over the years while at firms like Salomon Brothers, Smith Barney, and Goldman Sachs. 

Prior to my career in Finance, I graduated from California State University, Hayward, with a bachelor’s degree in Economics. I earned my MBA with a concentration in Finance from the University of California, Berkeley. 

As a CFS* Financial Advisor at Technology Credit Union, I believe strongly in a multi-step approach to helping my clients successfully achieve their financial goals.

• First, we meet to discuss your financial goals and dreams, as well as your current financial situation so that I can better understand where you are today and where you want to be tomorrow. We also discuss your experience as an investor and tolerance for risk.
  
• I then develop a financial profile for you whereby we assess your current financial condition and address key issues, such as savings, investments, retirement planning and long-term care.
  
• We then work together to develop a strategy that will will help increase the probability of you achieving your financial goals. During this stage, we also discuss alternatives and identify potential roadblocks that may come up, as well as how to work around them.
  
• Once we’ve identified the best strategy, we begin implementing the steps that will start you on the road to achieving your dreams. This may include creating a family budget and systematic savings plans, developing a plan for long-term care, and incorporating life insurance.
  
• Finally, we meet on a regular ongoing basis to review where you are financially throughout the years. Are your savings and investments on track?  Is it necessary to rebalance or revise your portfolios?  Have there been changes in your life that may warrant a revision of your plan?

I believe that wealth creation and retirement planning are a marathon, not a sprint. I focus on helping individuals and families grow their money through a patient, careful approach to investing that’s focused on long-term goals rather than short-term gain.

Staying the course and remaining steadfast in the execution of your financial plan can be difficult when the markets are in turmoil, but that’s why I am here – to answer your questions and provide objective, unemotional advice that will help keep you on the path to successfully attain your dreams. 

James Pon is registered through CUSO Financial Services, L.P. (CFS), our broker dealer, in the state of California. 

*Investment products and advisory services offered through CUSO Financial Services, L.P. (CFS) are not NCUA/NCUSIF insured not Credit Union guaranteed, and may lose value. Financial Advisors are employees of Tech CU and registered through CFS. Tech CU is in partnership with CFS (Member FINRA/SIPC and SEC Registered Investment Advisor).