Fixed-Rate Mortgage Loans

With Fixed-Rate Mortgage, your rate remains fixed throughout the life of your loan, as does your payment amount.

This may be the loan for you if you plan to stay in your home for a long period of time or you like the idea of having predictable monthly payments.

	10-Year Mortgage	15 and 20-Year Mortgages	30-Year Mortgage
Pre-payment penalty	N/A	N/A	N/A
No-Cost loan	X	X	X
Bi-Weekly Payments	N/A	X	X
Property limitations	California, Nevada, Oregon, Washington and Arizona properties: primary residences, second or vacation homes. No investment properties outside of California.

Additional information on the options:

No Cost Loans
A No Cost version of this loan would require no lender closing costs to establish the loan.

Rates and terms subject to change without notice. Additional conditions may apply.