Tech CU Home Mortgage Loans

Big banks make you feel small? Partner with Tech CU to finance your home and discover the wonder of a stress-free home mortgage process.

Our Mortgage Consultants offer friendly one-on-one services thoughout the whole mortgage process, working around your schedule. Contact a Tech CU Mortgage Consultant and set up your meeting at a time and place convenient for you. And if that's your neighborhood Starbucks, we will see you there!

Compare Mortgage Types

	Adjustable-Rate Mortgages	Fixed-Rate Mortgages
At a Glance	These loans maintain a fixed interest rate for an initial period then adjust annually thereafter.	The rate and payment amount stay the same throughout the life of the loan.
Rates	Provides increased buying power while still giving a measure of security.	Fixed rate throughout the life of the loan provides stability.
Rate Changes	Rate caps provide protection from rate fluctuations.	Unchanging rate decreases your risk.
Payments	Fixed payments for the initial period provide stability, while still getting many of the benefits of an adjustable rate loan.	Fixed payments make budgeting and planning for the future easier.
Terms	30-year term with rate adjusting once annually (1-year ARM) or with rate fixed for the first 3 years (3/1 ARM), 5 years (5/1 ARM), or 7 years (7/1 ARM) and then adjusting annually thereafter.	Choose from a variety of terms to fit your needs.
Recommendation	Best for those planning on selling or refinancing in 3-7 years. Good option for first-time homebuyers.	Best for those planning on keeping a house long term.