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Home Equity Overview
Home Equity Line of Credit
Home Equity Loan

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Technology Credit Union
(408) 451-9111
(800) 553-0880
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Tech CU Home Equity Lines of Credit and Loans
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Equity loans aren't just for home improvement anymore. Many homeowners are realizing that equity loans are the answer to many of their financial questions.

A Home Equity Line is the perfect loan for debt consolidation, major purchases and business start-up capital. Even link it to your Tech CU Checking for overdraft protection!

Find the Right Equity Product


 
Rates The rate is variable. The rate is fixed for term of the loan.
Funds Availability You can borrow money at any increment up to the approved credit limit. As you pay down the amount you borrowed, you can borrow the remaining available amount during the initial draw period. The loan is funded in one lump-sum. If you need to borrow more you will need to re-apply.
Payments The interest-only payment varies based on the amount you have borrowed and the interest rate at the time. Since this is a fixed rate loan the payments remain constant for the term of the loan.
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Our Rates
Loan TypeBest RateEveryday Rate
New Auto6.200%6.200%
Used Auto6.350%6.350%
Personal Line12.000%12.000%
Home Equity Line4.500%4.500%
APR = Annual Percentage Rate.
Rates given are a sample: may include rate discounts or introductory rates.
Click on product name for details.
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