Certificates
When liquidity is not a priority but a higher rate of return is, a Tech CU High Yield Certificate of Deposit is an excellent way to save!
6-Month Special Certificate Offer*
| 6-Month Special Certificate |
Certificates
($1,000 or more) |
Jumbo Certificates
($95,000 or more) |
| Term |
Dividend Rate |
Annual Percentage Yield* |
Dividend Rate |
Annual Percentage Yield* |
181-270 days
(6 months) |
2.980% |
3.000% |
|
|
9-Month Special Certificate Offer*
| 9-Month Special Certificate |
Certificates
($1,000 or more) |
Jumbo Certificates
($95,000 or more) |
| Term |
Dividend Rate |
Annual Percentage Yield* |
Dividend Rate |
Annual Percentage Yield* |
| 271 - 365 days (9 months) |
3.550% |
3.600% |
|
|
4-year/5-year Special Certificate Offer*
| 4-year/5-year Special Certificate |
Certificates
($1,000 or more) |
Jumbo Certificates
($95,000 or more) |
| Term |
Dividend Rate |
Annual Percentage Yield* |
Dividend Rate |
Annual Percentage Yield* |
1460/1825 days
(4-years/5-years) |
3.940% |
4.000% |
|
|
| |
Certificates
($1,000 or more) |
Jumbo Certificates
($95,000 or more) |
| Term |
Dividend Rate |
Annual Percentage Yield |
Dividend Rate |
Annual Percentage Yield |
| 14 - 29 days |
N/A |
N/A |
|
|
| 30 - 59 days |
N/A |
N/A |
|
|
| 60-89 days |
N/A |
N/A |
|
|
| 90 - 180 days (3 months) |
|
|
|
|
| 181 - 270 days (6 months) |
|
|
|
|
| 271 - 365 days (9 months) |
|
|
|
|
| 366 - 545 days (1 year) |
|
|
|
|
| 546 - 729 days (1 1/2 years) |
|
2.250% |
|
|
| 2 years |
|
2.500% |
|
|
| 3 years |
|
|
|
|
| 4 years |
|
|
|
|
| 5 years |
|
|
|
| |
Dividends earned on a Tech CU Certificate can be deposited into a Tech CU Savings or Checking Account, or reinvested into the certificate upon maturity. You also have the option to have your earned dividends deposited into your Tech CU Savings or Checking account on a monthly basis (available on certificates with a term of 6 months or longer).
Explore Relationship Rewards for more reasons to open a certificate at Tech CU, including a way to get a Certificate Rate Bump.
Premier Member Rates with Relationship Rewards Bump Offer**
| Premier Member Rates with Relationship Rewards Rate Bump |
Certificates
($1,000 or more) |
Jumbo Certificates
($95,000 or more) |
| Term |
Dividend Rate |
Annual Percentage Yield** |
Dividend Rate |
Annual Percentage Yield** |
| 14 - 29 days |
N/A |
N/A |
|
|
| 30 - 59 days |
N/A |
N/A |
|
|
| 60-89 days |
N/A |
N/A |
|
|
| 90 - 180 days (3 months) |
|
|
|
|
| 181 - 270 days (6 months) |
|
|
|
|
| 271 - 365 days (9 months) |
|
|
|
|
| 366 - 545 days (1 year) |
|
|
|
|
| 546 - 729 days (1 1/2 years) |
|
|
|
2.500% |
| 2 years |
|
|
|
2.750% |
| 3 years |
|
|
|
3.250% |
| 4 years |
|
|
|
|
| 5 years |
|
|
|
4.000% | |
Open your account online!
For more convenience, you can open a new Certificate Account online in Online Banking. Once signed-in, choose the "apply" menu and follow the prompts to start saving immediately!
* APY=Annual Percentage Yield. Rate as of 11/1/2008. Rates and terms subject to change without notice. $1,000 minimum. Maximum of $1,000,000 per member. 9-month Certificate rolls to 9-month Certificate at maturity. No additional rate increases or Relationship Rewards rate bumps. Offer subject to termination without notice. Early withdrawals are subject to a penalty.
** APY=Annual Percentage Yield. Rate as of 11/1/2008. Rates and terms subject to change without notice. $1,000 minimum. Rate shown reflects .25% bump for Premier Relationship Rewards level, requiring an aggregate balance of $100,000. Ask a Tech CU representative for details. Offer subject to termination without notice. Early withdrawals are subject to a penalty.
Your savings are federally insured up to at least $250,000 by the National Credit Union Administration, a U.S. Government agency.