Disasters Can Happen (Part1)
What can we learn from the recent disasters in California?
- Disasters can strike anywhere; whether it is from significantly high winds, or unusually heavy rains, or unexpected earthquakes, we live in a state where you need to protect your family and your property from being just another statistic.
- The aftermath of these disasters is devastating when everything you have built and saved for; is gone in an instant.
- Insurance is designed to help you restore the things you have lost.
Insurance coverage can meet these expectations if it reflects the current value of the things you are trying to protect.
What can you do to protect yourself?
- Make sure that you have updated your insurance policy to reflect upgrades and additions you may have made to your home. The basic cost to replace your home continues to rise, make sure your policy reflects these higher costs.
- Make sure the contents coverage of your policy accurately reflects the value of your possessions. Inventory your contents: HDTV’s, digital camera’s, laptop and desktop computers, in addition to your furniture and clothes.
- Earthquake and Flood coverage is not provided in your homeowner, renter, or condominium policy. If you are located in a flood prone area consider purchasing flood insurance. Earthquakes can happen anywhere so it is a good idea to consider coverage.
Don’t overpay for coverage or lack of service!
- Compare your policy with a competitive quote from California Insurance Specialists. Their knowledgeable and experienced sales and service agents will take the time to discuss with you the various levels of coverage that are available from their 35 national and regional insurance carriers.
- Don’t let poor service or inattentive insurance agents hold your insurance policies hostage.
- Auto and Homeowner rates have been decreasing throughout California so this would be a good time to take a moment to review all of your insurance needs
REQUEST A QUOTE!
Call them at (800) 436-2113 or click here for more information.
California Insurance Specialists CA License 0B33273
Click here to read part 2 of this article.