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Poonam Goyal
(408) 487-7587
pgoyal@techcu.com

Tech CU Home Mortgage Consultant

Serving the Sunnyvale and Cupertino Financial Centers

Poonam Goyal

Hello, I am Poonam Goyal, a Mortgage Consultant at Tech CU  Mortgage.

I am a Graduate from the University of Rajasthan, Jaipur, India. I have been in the service industry for over 17 years and bring to each transaction a high level of banking experience.

I genuinely enjoy working with people and work hard to put my clients at ease from the very first meeting. I understand that for many buying a home is their single largest investment and most daunting financial transaction. I treat each client's homebuying experience with the respect and attention it deserves.

At Tech CU Home Mortgage, I have the opportunity to provide you with:

  • One-on-one, reliable service throughout the entire mortgage process
  • Online and in-person pre-approvals in one business day
  • A wide array of mortgage programs: up to 95% financing, investment loans, apartment loans (5+unit), construction loans, land loans and more


What my clients have to say about me:

"Throughout the loan process, Poonam kept me abreast of all details and answered all of my questions promptly; whether it was by email or by phone. Even my realtor was extremely impressed by Poonam’s attention to detail. On more than one occasion, my realtor mentioned that working with Poonam on the loan resulted in one of the smoothest she has ever processed. In summary, Poonam is extremely personable and knowledgeable. I would not hesitate to recommend Poonam to anyone who is looking for a loan."

“We had initially felt the pre-approval process would take time and would be very tedious. You made it look very simple and easy. We owe a big thank you for the quick overview of the whole application process and the various steps involved in it. This makes the first home owners like us very comfortable. It was precise and very informative. You took the time to explain some of the concepts where we had questions and made us feel very comfortable.Your suggestions will be very useful in helping us find the right home at a price which we can afford.”

Licensed by the California Department of Real Estate


17 Years in Service Industry
Homeowner since 1984
Affiliate Member of WCR, SILVAR, SCCAOR, and Board Member of SAREAA. 
Member of MBA

Recipient:
President's Award 2005
Circle of Excellence 2005/2006 

Our Rates
Mortgage Rate APR Points
1-Yr ARM 5.375% 5.056% 0.000%
3-Yr Fixed 5.750% 5.206% 0.000%
5-Yr Fixed 6.125% 5.455% 0.000%
30-Yr Fixed 6.250% 6.276% 0.000%
APR = Annual Percentage Rate.
Rates given are a sample.
See Rate Calculator for details.

Current Tech CU Home Mortgage Promotions

Get more for less with our Jumbo-Conforming loan program!

Now with Tech CU’s competitive Jumbo-Conforming loan program, you can afford a bigger home loan with a smaller price tag.

Ideal for purchase or refinance transactions!
Whether you’re a first-time buyer or looking to refinance a jumbo loan, now you can lock in a great rate on loans up to $729,750* and still enjoy the other great benefits Tech CU has to offer:

  • Lender fees as low as $138** after credits and rebates
  • Hassle-free online application process
  • Competitive rates and options—including interest-only payments
  • One-on-one personal service from a dedicated mortgage consultant
  • Earn a $100 Visa gift card if we don’t close your purchase loan in 10 days†


Start saving on your home today!
Call me at (408) 487-7587 to take advantage of this great offer!

*Jumbo-conforming pricing up to $729,750 is available on 6-month, 1-year, 3-year, and 5-year ARMs and on 15-year and 30-year fixed loans. Not available in all California counties. Ask a Tech CU mortgage consultant for details. **Closing cost discounts based upon Premier Relationship Rewards level, which includes an aggregate loan and deposit balance of $100,000 or higher. All loans require Tech CU membership and credit approval. Additional conditions and restrictions may apply. †Quick-Close Guarantee available on purchase transactions only. 10-day close is for the purchase of a primary home in California and this is dependent on the borrower and third parties providing the credit union the required information to fund the loan. If the borrower and third parties provide Tech CU with all required information on time and Tech CU does not fund the loan in 10 days (from application to close), Tech CU will give a $100 Visa gift card to the borrower. $100 Visa gift card not redeemable for cash. Tech CU is not responsible for replacing lost or stolen gift cards. All loans require Tech CU membership and credit approval. Additional conditions and restrictions may apply. For details, please speak to a Tech CU mortgage consultant.

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