Hermelinda Negrete
(408) 487-7525
hnegrete@techcu.com

Serving the Milpitas and Campbell Financial Centers

Hello, I am Hermelinda Negrete, a Mortgage Consultant at Tech CU Mortgage.

I have been in the service industry for over 10 years. My primary focus is to offer my clients the highest level of personal customer service. I work hard to build a valued relationship with each of my clients, a relationship based on trust and respect. Purchasing a home is a big investment, and I aim to make your homebuying process the best experience possible.

I find it very rewarding to be in a position where I can help people reach their financial and life goals. Whether you are purchasing your first home or your fiftieth, I am here to make your dream of becoming a homeowner a reality.

At Tech CU Home Mortgage, I have the opportunity to provide you with:

• One-on-one, reliable service throughout the entire mortgage process
• Online and in-person pre-approvals in one business day
• A wide array of mortgage programs: up to 95% financing, investment loans, apartment loans (5+unit), construction loans, land loans and more

Current Tech CU Home Mortgage Promotions

Get more for less with our Jumbo-Conforming loan program!

Now with Tech CU’s competitive Jumbo-Conforming loan program, you can afford a bigger home loan with a smaller price tag.

Ideal for purchase or refinance transactions!
Whether you’re a first-time buyer or looking to refinance a jumbo loan, now you can lock in a great rate on loans up to $729,750* and still enjoy the other great benefits Tech CU has to offer:

• Lender fees as low as $138** after credits and rebates
• Hassle-free online application process
• Competitive rates and options—including interest-only payments
• One-on-one personal service from a dedicated mortgage consultant
• Earn a $100 Visa gift card if we don’t close your purchase loan in 10 days†

Start saving on your home today!
Call me at (408) 487-7525 to take advantage of this great offer!

*Jumbo-conforming pricing up to $729,750 is available on 6-month, 1-year, 3-year, and 5-year ARMs and on 15-year and 30-year fixed loans. Not available in all California counties. Ask a Tech CU mortgage consultant for details. **Closing cost discounts based upon Premier Relationship Rewards level, which includes an aggregate loan and deposit balance of $100,000 or higher. All loans require Tech CU membership and credit approval. Additional conditions and restrictions may apply. †Quick-Close Guarantee available on purchase transactions only. 10-day close is for the purchase of a primary home in California and this is dependent on the borrower and third parties providing the credit union the required information to fund the loan. If the borrower and third parties provide Tech CU with all required information on time and Tech CU does not fund the loan in 10 days (from application to close), Tech CU will give a $100 Visa gift card to the borrower. $100 Visa gift card not redeemable for cash. Tech CU is not responsible for replacing lost or stolen gift cards. All loans require Tech CU membership and credit approval. Additional conditions and restrictions may apply. For details, please speak to a Tech CU mortgage consultant.