Terris “Mike” Murphy
(408) 487-7577
mmurphy@techcu.com

Serving the Fremont and Newark Financial Centers

Hello, I am Terris “Mike” Murphy, a Mortgage Consultant at Tech CU Mortgage.

 I have a B.S. degree in Business Administration and a B.A. degree in Real Estate. I have enjoyed working in the financial industry some 30 years with extended experience in the banking and mortgage industry. It has been most enjoyable to see many of my previous clients turn into friends. It’s also comforting to listen to my clients and now children share stories of the joys they experienced owning their homes and vacation homes that I personally had a hand in helping them achieve.

At Tech CU Home Mortgage, I have the opportunity to provide you with:

• My years of experience in the changing marketplace
• One-on-one service throughout the entire mortgage process
• A wide variety of mortgage programs: up to 95% financing, investment loans, apartment loans (5+ units), construction loans, land loans, and more

Current Tech CU Home Mortgage Promotions

Get more for less with our Jumbo-Conforming loan program!

Now with Tech CU’s competitive Jumbo-Conforming loan program, you can afford a bigger home loan with a smaller price tag.

Ideal for purchase or refinance transactions!
Whether you’re a first-time buyer or looking to refinance a jumbo loan, now you can lock in a great rate on loans up to $729,750* and still enjoy the other great benefits Tech CU has to offer:

• Lender fees as low as $138** after credits and rebates
• Hassle-free online application process
• Competitive rates and options—including interest-only payments
• One-on-one personal service from a dedicated mortgage consultant
• Earn a $100 Visa gift card if we don’t close your purchase loan in 10 days†

Start saving on your home today!
Call me at (408) 487-7577 to take advantage of this great offer!

*Jumbo-conforming pricing up to $729,750 is available on 6-month, 1-year, 3-year, and 5-year ARMs and on 15-year and 30-year fixed loans. Not available in all California counties. Ask a Tech CU mortgage consultant for details. **Closing cost discounts based upon Premier Relationship Rewards level, which includes an aggregate loan and deposit balance of $100,000 or higher. All loans require Tech CU membership and credit approval. Additional conditions and restrictions may apply. †Quick-Close Guarantee available on purchase transactions only. 10-day close is for the purchase of a primary home in California and this is dependent on the borrower and third parties providing the credit union the required information to fund the loan. If the borrower and third parties provide Tech CU with all required information on time and Tech CU does not fund the loan in 10 days (from application to close), Tech CU will give a $100 Visa gift card to the borrower. $100 Visa gift card not redeemable for cash. Tech CU is not responsible for replacing lost or stolen gift cards. All loans require Tech CU membership and credit approval. Additional conditions and restrictions may apply. For details, please speak to a Tech CU mortgage consultant.