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Mark Luna
(408) 437-3764 Office
(408) 348-0981 Cell
mluna@techcu.com

Tech CU Home Mortgage Consultant

Serving the Santa Teresa and Mountain View Financial Centers

Hello, I am Mark Luna, a Mortgage Consultant at Tech CU Mortgage. 

I bring to Tech CU several years of mortgage and real estate experience from many different angles of the industry. Working here at Tech CU allows me to do what I do best—helping my clients finance their dreams by putting them into the home that best fits their families needs. Whether you’re looking to purchase your first home or an investment or vacation property, I will strive to make sure that the entire transaction process is as painless as possible. As both a homeowner and landlord here in the Silicon Valley I know what it is like to have things go wrong in a purchase transaction and how stressful it can be. I also know that working with the right mortgage consultant can make all the difference to ensure you’ll have a smooth transaction and positive buying experience. As a Bay Area native I understand the market and what is required to make the move from renter to homeowner. 


At Tech CU Home Mortgage, I have the opportunity to provide you with:  

  • A personalized level of Nordstrom service at a Costco price
  • One-on-one reliable service and communication throughout the entire mortgage process
  • Online and in-person pre-approvals in as little as one business day
  • A wide portfolio of mortgage programs: up to 95% financing, investment properties, construction loans, land loan and much more 

Licensed by the California Department of Real Estate


Affiliate Member of SILVAR and SCCAOR
Member of MBA
Bay Area Native
 Homeowner since 1999
 Landlord since 2003
Our Rates
Mortgage Rate APR Points
1-Yr ARM 5.375% 5.056% 0.000%
3-Yr Fixed 5.750% 5.206% 0.000%
5-Yr Fixed 6.125% 5.455% 0.000%
30-Yr Fixed 6.250% 6.276% 0.000%
APR = Annual Percentage Rate.
Rates given are a sample.
See Rate Calculator for details.

Current Tech CU Home Mortgage Promotions

Get more for less with our Jumbo-Conforming loan program!

Now with Tech CU’s competitive Jumbo-Conforming loan program, you can afford a bigger home loan with a smaller price tag.

Ideal for purchase or refinance transactions!
Whether you’re a first-time buyer or looking to refinance a jumbo loan, now you can lock in a great rate on loans up to $729,750* and still enjoy the other great benefits Tech CU has to offer:

  • Lender fees as low as $138** after credits and rebates
  • Hassle-free online application process
  • Competitive rates and options—including interest-only payments
  • One-on-one personal service from a dedicated mortgage consultant
  • Earn a $100 Visa gift card if we don’t close your purchase loan in 10 days†


Start saving on your home today!
Call me at (408) 437-3764 to take advantage of this great offer!

*Jumbo-conforming pricing up to $729,750 is available on 6-month, 1-year, 3-year, and 5-year ARMs and on 15-year and 30-year fixed loans. Not available in all California counties. Ask a Tech CU mortgage consultant for details. **Closing cost discounts based upon Premier Relationship Rewards level, which includes an aggregate loan and deposit balance of $100,000 or higher. All loans require Tech CU membership and credit approval. Additional conditions and restrictions may apply. †Quick-Close Guarantee available on purchase transactions only. 10-day close is for the purchase of a primary home in California and this is dependent on the borrower and third parties providing the credit union the required information to fund the loan. If the borrower and third parties provide Tech CU with all required information on time and Tech CU does not fund the loan in 10 days (from application to close), Tech CU will give a $100 Visa gift card to the borrower. $100 Visa gift card not redeemable for cash. Tech CU is not responsible for replacing lost or stolen gift cards. All loans require Tech CU membership and credit approval. Additional conditions and restrictions may apply. For details, please speak to a Tech CU mortgage consultant.

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