Checking Accounts
When it comes to checking accounts, Tech CU offers two options to meet your needs: Basic and Interest Checking. You get all the great benefits below with both types of accounts. Plus, set up a monthly direct deposit and we’ll waive the $6.00 Average Balance fee on an Interest Checking account.
- Direct Deposit—Convenient: no need to run to the bank to make a deposit. Fast: provides immediate access to your paycheck. Safe: eliminates the risk of a lost or stolen paycheck.
- Online Banking—Access your accounts easily from your home or office computer, 24 hours a day, 7 days a week. Includes eNotifications, eStatements, and Bill Pay.
- Mobile Banking—When you’re on the go, get account information quickly with your browser-capable mobile device.
- More surcharge-free ATMs—With more than 60,000 surcharge ATMs nationwide, you never have to worry about paying ATM fees.
- ATM Locator—Get turn-by-turn directions to one of our 60,000 surcharge-free ATMs nearest you with your GPS device, iPhone or iPod touch!
- Visa check card—Faster than checks, safer than cash, the Tech CU Visa Check Card makes your purchase safe and easy. And you can get instant issue replacements cards at any Financial Center!
Explore Relationship Rewards to unlock the true power of your Tech CU Checking account!
| |
Basic Checking |
Interest Checking |
| Earns Dividends |
No |
Yes |
| Annual Percentage Yield |
N/A |
0.05% |
| Minimum Balance Requirement |
No |
$1500
Average Daily Balance |
| Monthly Minimum Balance Fee |
No |
$6 |
| Fee Waivers |
N/A |
Monthly fee waived with:
> Monthly direct deposit into checking*, or
> $2500 daily balance in Insured Investment Savings, or
> Preferred Plus or Premier level relationship |
| Direct Deposit Requirement |
No |
No, but Minimum Balance Fee waived with direct deposit |
*Minimum direct deposit of $600.00 per deposit
Dividends are calculated and paid monthly. Annual Percentage Yield is accurate as of January 23, 2008. Rates are subject to change without notice. $100.00 is the minimum balance to open account. $0.01 is the minimum balance to maintain account. $0.01 is the minimum balance to earn dividends on Interest Checking and fees may reduce earnings. | |
Tech CU also offers California Uniform Transfers to Minors Act (CUTMA) accounts which are set up by an adult on behalf of a minor. These accounts are a great way to teach children about saving and money management skills. When the minor turns 18, it is the custodian's responsibility to transfer the funds in the CUTMA to the beneficiary.
For more information on a CUTMA account, please speak with a Tech CU representative.