(1) Apartment Loans

Let Tech CU help you finance, refinance, or borrow against the equity in your 5+ unit non-owner occupied properties in Santa Clara, San Mateo, San Francisco, Alameda, Santa Cruz, and Contra Costa counties.

Choose one of Tech CU's investment loan options and experience our smooth, swift lending process with first-class customer service. Contact an Apartment Lending Specialist to learn more about your options:

• 1-year, 3/1, 5/1, 7/1, and 10/1 ARMs available
• Purchase and refinance loans with cash out
• Attractive rates and terms
• Interest Only available
• 1031 Exchanges  
  

(2) Apartment Lines of Credit

Use the equity in your apartment to remodel your units or expand your investments. This stand alone line of credit is perfect for improving cash-flow, remodeling or purchasing new investments at favorable terms:

• PRIME rate
• Lines up to $750,000
• Interest-only payments
• No pre-payment fee

If you're interested in applying or would like to get more information on this product contact an Apartment Lending Specialist.

(3) Mixed-Use

Ideal for investors looking to purchase a building that includes apartment units and retail space, Tech CU’s Mixed-Use lending program offers financing up to $7.5 million on properties with five or more units. 

• Up to 75% LTV
• Low, adjustable rates at a 15-year term
• Number of commercial units cannot exceed 25% of the total number of units 
• Property must be located in Santa Clara, San Mateo, San Francisco, Alameda, Santa Cruz, or Contra Costa county.

For more information, please contact Garrick Reyes, Tech CU’s Commercial Loan Consultant:

Office: (408) 221-5605
Email: GReyes@techcu.com